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Savings Rates
 
 

.Stop in and open an account. A $5.00 deposit will get you started. No fee checking with minimum balance of $100.00.

   
 
Regular Shares/Club Accounts
Effective 04/01/10
Account Type   
APR***
APY***
Checking
N/A %
N/A %
Regular Shares < $10,000
.10 %
.10 %
Regular Shares > $10,000
.10 %
.10 %
Christmas Club
.10 %
.10 %
 
Certificates
Effective 04/24/2013
Account Type Minimum 
APR***
APY***
3 Month Certificate$ 1,000
.10 %
.10 %
6 Month Certificate$ 1,000
.20 %
.20 %
12 Month Certificate$ 1,000
.30 %
.30 %
18 Month Certificate$ 1,000
.40 %
.40 %
24 Month Certificate$ 1,000
.50 %
.50 %
30 Month Certificate$ 1,000
.75 %
.75 %
36 Month Certificate$ 1,000
.85 %
.85 %
48 Month Certificate$ 1,000
1.25 %
1.25 %
Special Certificate
- Share Certificates subject to early withdrawal penalty.
- Early Withdrawal Penalty: forfeit 90 days dividend.
 
Individual Retirement Accounts (IRA)
Effective 07/01/11
Account Type   
APR***
APY***
Educational IRA
.70 %
.70 %
Roth IRA
.70 %
.70 %
Conversion Roth IRA
.70 %
.70 %
- IRA's subject to early withdrawal penalty.
- Early Withdrawal Penalty: forfeit 90 days dividend.
 
Money Market
Effective 10/01/11
Account Type   
APR***
APY***
$1,000 - $2,500
.10 %
.10 %
$2,500.01 - $10,000
.15 %
.15 %
$10,000.01 -$25000.00
.20 %
.20 %
$25000.01+
.30 %
.30 %
 
  .
  ALL RATES SUBJECT TO CHANGE AT ANY TIME AT THE DISCRETION OF THE BOARD OF DIRECTORS.
***APR is Annual Percentage Rate. *** APY is Annual Percentage Yield.

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